Net Worth Tracker & Calculator
List what you own and what you owe to see your net worth instantly — and optionally save the snapshot to this browser to pick up again later.
Assets & Liabilities
Add every account, asset, or debt you want included.
Assets
Liabilities
Your Net Worth
Total Assets
15,000
Total Liabilities
2,000
Net Worth
13,000
Saved only in this browser, on this device — nothing is sent to OmniFin Portal or shared anywhere else. Clearing your browser data will remove it.
For educational and informational purposes only — not financial, investment, trading, legal or tax advice. See our full Financial Disclaimer.
Why net worth is the single number worth tracking
Income, savings-account balances, and investment returns all tell you part of your financial picture, but none of them alone tell you whether you're actually getting wealthier. Net worth does: it's everything you own, added up, minus everything you owe. A high income with high debt can still mean a low or negative net worth; a modest income with steady saving and no debt can mean a healthy, growing one.
This tool keeps the calculation as simple as the concept actually is — add every asset (cash, savings, investment accounts, property, vehicles, anything else of value) on one side, every liability (credit card balances, loans, mortgages, anything you owe) on the other, and the difference is your net worth. There's no limit on how many line items you add, so it scales from a quick back-of-envelope check to a fuller personal balance sheet.
Because this is a snapshot rather than a tracked history, the real value comes from checking back periodically — monthly or quarterly — and comparing the number against your last check-in. Saving a snapshot to your own browser makes that easy without needing an account or sending any of your financial details anywhere.
Formula used:
Net Worth = Total Assets − Total Liabilities
Key terms:
- Assets: anything of value you own
- Liabilities: anything you owe
Quick answer
Net worth is calculated as total assets minus total liabilities — add up everything you own (cash, savings, investments, property) and subtract everything you owe (credit cards, loans, mortgages) to get a single number that reflects your overall financial position, unlike income or any single account balance alone.
Net Worth Tracker — Guide & FAQs
How the calculation works, where your data is saved, and what this isn't.