Zakat Calculator
Gold, silver, cash and savings — checked against the live nisab threshold, with a 2.5% zakat-due estimate.
Zakat Calculator
Gold, silver, cash & savings — checked against the nisab threshold, live.
Your total zakatable wealth is below the silver nisab threshold — no zakat is due this year.
A general reference based on commonly-cited nisab weights and the standard 2.5% rate — not a religious ruling. If you have questions about your own zakat obligation, consult a qualified scholar.
For educational and informational purposes only — not financial, investment, trading, legal or tax advice. See our full Financial Disclaimer.
How this calculator works out zakat
Zakat is due once a Muslim's total qualifying wealth — gold, silver, cash, and savings held for a full lunar (Hijri) year — sits above the nisab, a minimum threshold below which zakat isn't owed at all. Nisab is set in weight, not currency, which is exactly why this calculator leans on the same live gold and silver rates used across the rest of OmniFin Portal: a fixed rupee or dollar nisab figure would go stale the moment metal prices move, while a weight-based threshold stays accurate indefinitely.
Two nisab standards are in common use, and this calculator lets you pick either one. The gold standard — 87.48 grams of gold — gives a higher wealth threshold, since gold is worth more per gram than silver. The silver standard — 612.36 grams of silver — gives a lower threshold, and is the standard many scholars recommend specifically for mixed cash-and-metal holdings, since it means more lower-wealth individuals end up owing zakat (and therefore more zakat reaches those who need it), which is consistent with zakat's purpose as a redistributive obligation rather than a tax on only the very wealthy.
Once your total zakatable wealth clears whichever nisab you select, the rate applied is fixed and universal: 2.5% of the total, not just the portion above the threshold — a distinction that trips up a lot of manual calculations. Add your gold and silver (converted to today's value via the live rate), cash on hand, and savings balances; this calculator totals them, checks the sum against your chosen nisab, and multiplies by 2.5% if you clear it.
What it can't do for you is the judgment call on what actually counts as “zakatable” in your specific situation — personal-use jewellery, your family home, short-term debts you owe, and business inventory are all treated differently by different scholarly opinions, and this calculator doesn't take a position on any of that. It's a wealth-and-threshold calculator, not a religious ruling — for anything beyond the arithmetic, a knowledgeable scholar is the right person to ask.
Formula used:
Zakat Due = 2.5% × Total Zakatable Wealth (if Total Zakatable Wealth ≥ Nisab)
Key rates & nisab thresholds:
- Gold nisab standard: 87.48 grams of gold
- Silver nisab standard: 612.36 grams of silver
- Zakat rate: 2.5% of total qualifying wealth
- Holding period: a full lunar (Hijri) year
Quick answer
Zakat is due at 2.5% of total qualifying wealth — gold, silver, cash, and savings held for a full lunar year — once that total clears the nisab threshold (87.48 grams of gold, or the lower 612.36-gram silver standard often used for mixed holdings). This calculator checks your entered assets against live gold and silver rates to apply that threshold and rate automatically.
Zakat — Guide & FAQs
Nisab standards, what counts as zakatable wealth, and the 2.5% rate.